3% Down First Time Home Buyer Program

Conventional |  FHA | 1- 2 Units

5% Down First Time Home Buyer 1 - 4 Unit

Conventional | Limitaions Apply

0% Down VA Loans

 1- 4 Units Following Guidelines

5% Down Second Home

Without Mortgage Insurance

Medical Professional Loan

Low Down Payment With NO Mortgage Insurance

  • As low as 5% down, gifts allowed on top of 5% down.
  • No private mortgage insurance.
  • Low initial payments with an adjustable rate mortgage.
  • Short term fixed payments optionwith 5/1, 7/1, 10/1, and
  • 15/1 ARM on conforming and non-conforming loan amounts. 
  • Resident or doctors new job can start within 60 days afterclosing of escrow.
    Deferred students loan payments can be excluded from debt calculation.

No Income Verification Loan

Easy  & Simple Process

I have the solutions for your needs.

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As a knowledgeable independent mortgage broker, I preview the qulified programs and shop the best rates to meet my clients' needs.

Below are among the best lenders we choose for our clients.  And there are many more.  Different lenders offers differnt lending guidlelines and differnt rates for different market segaments. 

Wells Fargo

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