3% First Time Home Buyer Program

Conventional |  FHA | 1- 2 Units

5% Down First Time Home Buyer 3 - 4 Unit

Conventional | Limitaions Apply

0% VA Loans

 1- 4 Units Following Guidelines

Medical Professional Loan

Low Down Payment With NO Mortgage Insurance

  • As low as 5% down, gifts allowed on top of 5% down.
  • No private mortgage insurance.
  • Low initial payments with an adjustable rate mortgage.
  • Short term fixed payments optionwith 5/1, 7/1, 10/1, and
  • 15/1 ARM on conforming and non-conforming loan amounts. 
  • Resident or doctors new job can start within 60 days afterclosing of escrow.
    Deferred students loan payments can be excluded from debt calculation.

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